Mohali, Oct. 19 -- A consumer commission directed Care Health Insurance to reimburse a Dera Bassi woman Rs.74,000 for hospital treatment and ambulance charges after holding that the insurer wrongly rejected her claim by invoking a 24-month waiting period for spinal disorders despite her account of an accidental fall.

The commission also ordered the insurer to pay 6% annual interest on the amount from October 1, 2022, the date of repudiation, and Rs.25,000 as compensation for mental agony and harassment as well as litigation expenses.

In its October 12 order, the commission's president, SK Aggarwal, and member Paramjeet Kaur partly allowed the complaint filed by Sneh Lata, wife of Prem Prakash, who resides in Patiala Complex, Dera Bassi....