India, June 12 -- When you apply for a gold loan, one of the first questions that arises is how much you can borrow against each gram of gold. The answer depends on more than just the prevailing gold price. Lenders assess factors such as gold purity, eligible net weight, valuation benchmarks, and applicable loan-to-value (LTV) limits before determining the final loan amount. Understanding this process can help you estimate your borrowing potential more accurately and set realistic expectations. Products such as Bajaj Finance Gold Loan follow a structured valuation approach to ensure transparent and consistent loan assessment.

The maximum gold loan per gram is the highest loan amount a lender may offer for each gram of eligible gold pledg...