India, July 1 -- A 27-year-old man has turned to social media for financial advice after admitting that reckless spending on parties and spa visits left him buried under Rs.3 lakh in debt.

In a Reddit post titled "Felt in a debt trap because of my foolishness", the man said he currently earns Rs.23,000 a month. He said that he had been trying to secure a Rs.3 lakh personal loan to consolidate his dues, but every application had been rejected.

"Please suggest. I've tried to apply for Rs. 3 lakh personal loan for longer duration to clear these, but all applications were rejected. My current salary is Rs. 23000 in hand. I can hardly pay Rs. 4000 monthly for loan, after rent and all other household expenses," he wrote.

The man added that h...