India, Oct. 16 -- justify;">International travel involves more than booking flights and accommodation. The right 0 forex markup credit card can reduce transaction costs while offering rewards, lounge access and travel-related benefits. Before you apply for a credit card for overseas spending, compare the overall travel package instead of focusing on one headline feature.

Many Credit Cards add a foreign exchange markup whenever a transaction is processed in another currency.

Common foreign-currency expenses include:

Removing this markup can make repeated international transactions more cost-efficient, particularly when several small purchases add up over the course of a trip. For instance, IDFC FIRST Bank now offers zero forex markup on...