India, Sept. 14 -- justify;">A salaried income is predictable in a way self-employed income often isn't, but predictable doesn't mean unlimited. Before you commit to a home loan EMI, it helps to work out not just what you can technically qualify for, but what you can comfortably carry alongside rent, existing loans, and the ordinary cost of living for the next 15 to 30 years.

The Bajaj Finance Home Loan offers interest rates starting from 7.25%* p.a. for salaried applicants, with EMIs from Rs. 671/lakh* and a repayment tenure of up to 32 years*, based on eligibility - figures worth anchoring your own budgeting exercise to before you start comparing properties.

A sustainable EMI is one that fits your monthly take-home pay after accountin...