India, Oct. 9 -- A 28-year-old Kandivali caretaker was in for a shock when police teams from Mumbai, Uttar Pradesh, Madhya Pradesh and Gujarat arrived at his home in connection with cyber fraud cases, only for him to discover that fraudsters had allegedly used his identity to open a firm and bank accounts through which crores of rupees in fraud proceeds were routed.

The man, Nitin Chavan, lives with his parents, brother, wife and son. According to police, he had never opened the firm or authorised the bank accounts.

The trouble began in April when a Trombay police team investigating a Rs.4.5 lakh cyber fraud targeting a senior citizen visited Chavan's home. Police told him that the fraud money had been transferred to a bank account in h...