India, July 29 -- Google India is embarking on a journey underlining the intersection of artificial intelligence (AI) and personal finance, something no other standalone digital payments and UPI (unified payments interface) app has embarked on so far. Google Pay app in India is now integrating 'Ask Google Pay', which uses Google's Gemini models with an intention to navigate a user through personalised financial advice, spend analysis or wealth guidance. Alongside, the Google Pay Flex co-branded credit card now adds SBI Cards as a partner, with a fully digital card accessible on RuPay and Visa card networks.

"The idea is that we want to bring the power of what we've done with Gemini in the general purpose outside world to the world of mon...