India, March 3 -- With Bengaluru's real estate prices increasing and employees, particularly tech professionals, reassessing job stability amid AI-led disruption and periodic layoffs, many homebuyers are rethinking when and how to commit to big-ticket property purchases. A LinkedIn post by architect Shraddha Kamath has reignited debate around a more traditional but less common urban approach: buying a plot first and building a home gradually as funds allow.

In one example, a newly married couple chose to invest Rs.1 crore in land rather than purchase a 3BHK apartment in the city. Rather than rushing into a ready home out of fear of rising prices, they opted for flexibility, sparking discussion on whether phased construction, which stagge...