India, July 19 -- Earning Rs.1 crore a year may seem like the ultimate financial milestone, but a Bengaluru-based chartered accountant has explained why it may not be enough to make someone rich.

Taking to LinkedIn, Meenal Goel, a former Deloitte and KPMG employee, reflected on a lesson that changed her view of money. She recalled working at KPMG and believing that earning Rs.1 crore a year would be the moment she could finally call herself rich.

"Back when I was making Rs.100,000 at KPMG, I thought hitting Rs.1 crore would make me rich. I couldn't have been more wrong," Goel wrote in the LinkedIn post. She said that as the years passed, she realised that financial discipline - not a high salary - is what ultimately determines whether a...