India, June 21 -- A Bengaluru techie has sparked a discussion online after sharing that despite earning Rs.3.5 lakh per month after tax, he is struggling to save even Rs.50,000 regularly.

Taking to Reddit, the 34 year old said he lives in Bengaluru with his four year old twin daughters and feels increasingly anxious about his financial future because of rising monthly expenses.

"34M, a regular tech guy living with my 4 year old twin daughters in Bangalore. My CTC is Rs.96L, with Rs.3.5 LPM base post tax, and the remaining Rs.35L are ESOPs, which I am not counting since it is a startup. My typical monthly savings are around Rs.45,000 to Rs.50,000. I am stressed because of overwhelming expenses, and I seriously need some advice regarding ...