India, Aug. 6 -- Managing an MBA expense of nearly Rs.28 lakh, Kolkata native Sneha Baidya managed to reduce her education loan to under Rs.5 lakh while completing her 2023-25 batch at IIM. In a candid conversation with Hindustantimes.com, the corporate professional revealed how utilising distinct income streams helped her. Now managing a monthly EMI of around Rs.30,000, she aims to be completely debt-free within the next six months.

Baidya started freelancing while still studying at IIM. She graduated from the prestigious institution in 2025. While talking about her current EMI, she shared, "Around Rs.30K post MBA. There were various factors like- The repayment tenure, amount withdrawn, and interest rate."

The corporate employee added ...