India, May 12 -- A Bengaluru homebuyer's candid post questioning whether buying his first apartment was a financial mistake has triggered a wider debate around home ownership in one's early 30s amid rising EMIs and soaring housing costs. The buyer, who booked an Rs.84 lakh duplex apartment in Budigere in 2024, said that a Rs.50,000 monthly EMI, upcoming registration and interior expenses, and ongoing family responsibilities had pushed him into severe financial stress despite a recent salary hike.

The post resonated with many young professionals navigating similar pressures in India's urban housing markets. However, several Reddit users argued that the buyer was not financially ruined but merely "asset-heavy and liquidity-light" at this s...