India, May 1 -- A Reddit post by a 29-year-old professional has struck a chord with many Indians navigating finances, family responsibilities, and long-term goals. Married, with plans to start a family soon, the user shared a detailed snapshot of his financial journey-from taking loans for education to becoming debt-free and building a growing investment base.

The user completed B.Tech from an NIT in 2019 and later pursued an MBA from IIM Kozhikode, graduating in 2022. His education came with a cost- Rs.3 lakh in loans for engineering and Rs.14 lakh for the MBA, along with some support from his father and personal savings.

After securing a job post-MBA, he prioritised clearing his loans. The engineering loan was repaid within six months...