Nepal, Aug. 10 -- For more than seven centuries, banking has been built around one fundamental purpose: Moving capital efficiently across an economy. Over the next decade, however, banking will increasingly be defined by something altogether different: intelligence.

Artificial Intelligence (AI) represents the most profound shift in financial services since the emergence of commercial banking itself. Just as electricity transformed manufacturing and the internet transformed commerce, AI will redefine how capital is allocated, how risk is assessed, how trust is established, and how financial decisions are made. This is as much about automation as it is about augmenting human intelligence at an unprecedented scale.

Moving ahead, true compe...