Kathmandu, June 17 -- Kathmandu entrepreneur Paru Ghimire runs her clothing business almost entirely through digital payments.

Through TikTok, she has sold 375 garments nationwide in two months. Customers pay via mobile banking, while she settles accounts with wholesalers the same way.

"If mobile banking did not exist, I could not run an business," she said. "For women with children, it makes it possible to work from home and manage transactions ."

She no longer uses cash, and says digital records help her track income and expenses more clearly.

Ghimire's experience reflects a wider shift in Nepal, where fintech platforms such as eSewa, Khalti, ConnectIPS and Fonepay have reduced reliance on physical banking and paperwork.

Pandemic a...