India, Oct. 29 -- In October, as organisations observe Cybersecurity Awareness Month, the focus often turns to safer digital habits, stronger passwords and recognising online threats. While these measures are important, cybersecurity needs to extend beyond individual awareness and become a boardroom priority. In 2025, India's national cyber agency, CERT-In, handled more than 29.44 lakh cyber incidents, amounting to roughly 8,000 incidents a day. Yet, in many boardrooms, cyber risk continues to be viewed as an IT problem rather than a core business risk.

Decades of experience in the insurance industry have shown how cyber incidents can affect a company's financial health. Organisations that suffer the greatest consequences of a cyber even...