India, Oct. 5 -- Capital Trust Limited has expanded its AI-powered gold loan business from a pilot launched in October 2025 to a six-branch operation, supported by its proprietary A-Eye technology platform.
The company currently operates six dedicated gold loan branches in Aligarh and Delhi, disbursing around Rs 5–6 crore per month. Cumulative disbursements have crossed Rs 45 crore across more than 1,800 customers, while gold and secured loan AUM has reached around Rs 35 crore. Its first branch in Aligarh has disbursed over Rs 19 crore in 11 months and became profitable within four months of launch.
Capital Trust said A-Eye is designed to address the three key risks in gold lending — valuation, custody and cash. The AI system ...