Pakistan, June 7 -- Pakistan's national savings rate has fallen to a 30-year low, raising concerns over long-term financial stability and investment capacity in the country. A recent economic report highlights that citizens are saving only a small portion of their income due to rising inflation and weak returns on bank deposits.

The report states that Pakistan's savings rate now stands at just 6.4 percent, meaning individuals save around Rs 6 for every Rs 100 earned. This sharp decline signals a structural weakness in financial behavior and increases dependence on external borrowing and repeated International Monetary Fund programs.

Furthermore, analysts warn that low savings are pushing households away from formal banking channels. Ins...