DAR ES SALAAM, Oct. 19 -- FROM working at home to making mobile-money payments, safer digital habits protect our money, our work and the people who trust us.

A message arrives while you are working away from the office. It appears to come from your manager: a payment is urgent, the account details have changed and you must act immediately. You recognise the name. You are busy. You make the transfer. Only later do you discover that your manager sent no such instruction.

Digital fraud does not always begin with sophisticated technology. Sometimes, it begins with a familiar name, a believable story and a moment when urgency replaces verification. This October, Cybersecurity Awareness Month offers Tanzania an opportunity to examine how we p...