Dar es Salaam, April 27 -- AS Tanzania marks Financial Literacy Month this April, conversations in cities like Dar es Salaam, Mbeya, and Mwanza are no longer only about convenience in digital finance—but increasingly about safety. Today, sending money, paying bills, or even getting a loan can be done instantly using a mobile phone.

However, this convenience has also opened the door to a growing wave of digital fraud. Recent reports show a sharp rise in financial scams targeting ordinary citizens. Billions of shillings are lost every year through mobile money fraud, fake loan applications, and online deception.

The reality is clear: as technology becomes more advanced, so do the tricks used by cybercriminals. To stay safe, Tanzania...