TANZANIA, July 21 -- ACROSS the country, informal markets remain the heartbeat of local commerce. From Kariakoo in Dar es Salaam to regional markets in Morogoro, Mwanza, Mbeya and Arusha, millions of small traders earn their livelihoods through buying and selling goods and services.

These entrepreneurs, often operating outside formal regulatory structures, contribute significantly to employment creation and household incomes. Yet despite their economic importance, many informal traders continue to face challenges related to limited access to finance, market information, business records and modern technologies.

As the country advances its digital economy agenda, an important question emerges: Can digital transformation empower the count...