DAR ES SALAAM, March 28 -- FOR many years, health care in Tanzania has often been a race against time and money. A sudden illness, a complicated pregnancy or a medical emergency could quickly push families into financial distress, forcing them to sell property, borrow money or delay treatment altogether.

It is this reality that has increasingly pushed the country to rethink how health care is financed and accessed. Across the nation, the conversation about health is no longer only about hospitals and doctors, but also about insurance and how people can protect themselves before illness strikes.

Recognising the challenge, the Government introduced the Universal Health Insurance (UHI) system, a national framework intended to ensure that e...