New Delhi, May 26 -- Juspay said its HyperCredit technology stack has helped scale the EMI programme on Flipkart, driving nearly a two-fold increase in new users opting for EMI-based purchases over the past six months.

The payments technology company said its credit orchestration engine enabled faster and more seamless access to credit for millions of consumers by connecting users to multiple lenders in real time. The integration is designed to reduce friction across the loan journey while improving approval rates and enabling lenders to offer more tailored credit options.

According to the company, the EMI programme now completes the end-to-end loan journey within five to seven minutes while maintaining 99.999% reliability, including du...