Mumbai, July 16 -- Total income increased marginally by 0.76% year-on-year to Rs 3,007.30 crore in the first quarter of FY27.

Net interest income (NII) stood at Rs 1,025 crore in Q1 FY27, registering a growth of 23.05% year-on-year.

Operating profit declined 11.90% year-on-year to Rs 592 crore in Q1 FY27, from Rs 672 crore in Q1 FY26.

Provisions (other than tax) and contingencies stood at Rs 84 crore in Q1 FY27, down 64.85% from Rs 239 crore in Q1 FY26.

Profit before tax stood at Rs 507.46 crore in Q1 FY27, up 17.21% compared with Rs 432.94 crore in Q1 FY26.

The bank's retail deposits increased 13.66% year-on-year to Rs 1,24,306 crore in Q1 FY27, from Rs 1,09,368 crore in Q1 FY26. Gross advances increased 17.01% year-on-year to Rs 1,...