Mumbai, April 24 -- Total income rose 9.31% YoY to Rs 12,527.91 crore in the quarter ended 31 March 2026.

Profit before tax (PBT) stood at Rs 3,915.31 crore in Q4 FY26, marking a 41.24% rise from Rs 2,771.98 crore reported in Q4 FY25.

Net interest income (NII) for the quarter increased 15.58% to Rs 6,994.08 crore, compared with Rs 6,051.19 crore in the same period last year.

Operational metrics remained strong, with the liquidity coverage ratio improving to 323.17% as of 31 March 2026 from 286.73% a year earlier. The cost-to-income ratio stood at 25.32% in Q4 FY26, compared with 27.65% in Q4 FY25.

The company reported a return on assets (ROA) of 3.63% and a return on equity (ROE) of 19.13% for the quarter, including exceptional items....