Mumbai, May 5 -- The Financial year 2025-26 ended with robust year-on-year (y-o-y) non-food credit growth of 15.9%, marking a significant 497 basis points (bps) increase in growth from the corresponding period in 2025 (10.9%). The aggregate credit outstanding in Mar-2026 reached Rs 212.9 lakh crore, Rs 29.2 lakh crore higher than the previous year. Amidst a low-interest rate environment, Government aided Capex cycle supported by timely structural reforms, private investments are crowding-in and boosting domestic credit demand, reinstating confidence among corporate as well as individual borrowers on Indian economy. Credit growth in FY 2025-26 has been broad-based led by services sector, followed by personal loan segment, agriculture and a...