Mumbai, Oct. 12 -- On a consolidated basis, the company reported a 406.76% YoY and 21.75% QoQ increase in profit after tax to Rs 375 crore in Q2 FY27, compared with Rs 74 crore in Q2 FY26 and Rs 308 crore in Q1 FY27.

Net interest income, including fees and other income, rose 75.58% YoY and 12.30% QoQ to Rs 1,589 crore. Net interest margin, including fees and other income, improved to 9.26% in Q2 FY27 from 9.10% in Q1 FY27, an expansion of 16 basis points.

Profit before tax stood at Rs 501 crore in Q2 FY27, up 21.90% vs previous quarter and 406.06% vs year-ago quarter.

Operating expenses increased 37.45% YoY and 12.84% QoQ to Rs 712 crore in Q2 FY27 from Rs 518 crore in Q2 FY26 and Rs 631 crore in Q1 FY27. Credit cost rose 30.56% YoY an...