Mumbai, July 16 -- Net interest income (NII) for the period under review was Rs 782 crore, up 33.4% YoY. Net Interest Margin in Q1 FY27 was 7.5% as against 6.6% in Q1 FY26.

The bank's operating margin improved by 15.2% to Rs 333 crore in Q1 FY27 from Rs 289 crore in Q1 FY26.

Provisions and contingencies for the June 2026 quarter added up to Rs 178 crore, down 4.8% YoY.

Gross NPA ratio was 2.2% as on 30 June 2026 as against 2.8% as of 30 June 2025. Net NPA ratio was 0.8% as of June 2026 as against 0.9% as of June 2025.

The bank's asset gross loan portfolio grew by 26% YoY to Rs 37,612 crore while total deposits increased by 22% YoY to Rs 35,756 crore in Q1 FY27.

As on 30 June 2026, capital adequacy ratio was at 20.2% with the Tier-1 C...