Mumbai, July 25 -- Net interest income (NII) grew by 21.1% on YoY basis to Rs 5,972 crore in Q1 FY27 as against Rs 4,933 crore in Q1 FY26. Net interest margin (NIM) stood at 5.96% as on 30 June 2026, up 25 basis points YoY.

Pre-provisioning operating profit (PPOP) for Q1 FY27 rose 14% to Rs 2,553 crore from Rs 2,239 crore in Q1 FY26.

Provisions declined by 31.1% YoY to Rs 1,144 crore in the June 2026 quarter. Provision Coverage Ratio stood at 71.48% as on 30 June 2026.

Profit before tax in Q1 FY27 stood at Rs 1,409 crore, up by 142.8% from Rs 580 crore in Q1 FY26.

Gross NPA as on 30 June 2026 was 1.51% as against 1.97% as on 30 June 2025. Net NPA was at 0.44% as on 30 June 2026 as compared with 0.55% as on 30 June 2025.

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