Mumbai, Oct. 17 -- On a sequential basis, net profit rose 0.3% from Rs 14,804.50 crore in Q1 FY27, while total income rose 5.4% from Rs 54,246.84 crore.

Net interest income increased 17.7% YoY to Rs 25,339 crore from Rs 21,529 crore, and 3.9% from Rs 24,384 crore in Q1. Net interest margin stood at 4.18%, against 4.30% a year ago and 4.36% in Q1 FY27.

Interest earned rose 17.6% to Rs 49,110 crore, while interest expended rose 17.5% to Rs 23,771.31 crore. Other income rose 6.2% to Rs 8,047.49 crore. Non-interest income excluding treasury rose 12.5% to Rs 8,277 crore, with fee income up 20.1% to Rs 7,795 crore from Rs 6,491 crore. Dividend income from subsidiaries fell to Rs 463 crore from Rs 810 crore.

Profit before tax rose 20.4% YoY t...