Mumbai, April 20 -- Total income for the quarter ended 31 March 2026 increased 12.79% YoY to Rs 8,693.04 crore.

Profit before tax (PBT) climbed 51.58% to Rs 2,329.09 crore in Q4 FY26.

Net Interest Income (NII) grew 18.81% YoY to Rs 3,702 crore, while the bank's net interest margin stood at 3.91%. Operating profit rose 16.92% to Rs 2,946 crore during the quarter.

Provisions and contingencies (excluding taxes) declined significantly by 37.25% year-on-year to Rs 617 crore in Q4 FY26, down from Rs 983 crore in the corresponding quarter last year.

For the full financial year FY26, the bank reported a 27.16% YoY increase in net profit to Rs 7,019.32 crore, with total income rising 15.56% to Rs 32,822.53 crore.

Asset quality showed marked i...