Nairobi, Sept. 13 -- The collapse of a bank is never merely a corporate event. For a bank that is large, interconnected or critical to the economy, failure can quickly become a problem for depositors, borrowers, investors, other financial institutions and, ultimately, the wider economy.

This is the thinking behind the Central Bank of Kenya's (CBK) proposed Framework for Identification, Regulation and Supervision of Domestic Systemically Important Banks (D-SIBs), issued in August 2026 and subsequently released for public comment.

The framework targets banks whose distress or disorderly failure could cause significant disruption to Kenya's financial system and wider economy. The important question, therefore, is not simply which Kenyan ba...