Nairobi, July 12 -- Kenyans are living longer than before. Advances in healthcare, better nutrition and healthier lifestyles mean more people can look forward to reaching retirement and enjoy many fulfilling years.

While this is an achievement, it also presents one of our country's greatest financial challenges. Longer lives require larger retirement savings, greater financial discipline and a rethink of what retirement looks like.

The question is no longer simply whether you will retire. It is if you can afford to live well throughout what could be another 30 years after leaving formal employment.

According to the Retirement Benefits Authority, Kenya's pension industry continues to make progress.

As of December 2025, retirement benef...