Nairobi, Aug. 24 -- Corporates are increasingly financing operations from internally mobilised resources, reducing reliance on bank loans and other external funding avenues, a Central Bank of Kenya (CBK) survey has revealed.

Chief executives of private companies attribute their decision to "sticky" lending rates despite a gradual reduction of the apex bank's indicative rate.

According to the survey conducted last month, some 49.7 percent of respondents rely on internally-generated funds, up from 38.1 percent a year earlier.

This came as the number of companies whose executive heads indicated relying on bank loans decreased to 33.7 percent, from the 40.1 percent of respondents recorded in July 2025, signalling reduced dependence on comm...