Nairobi, March 4 -- Kenya's healthcare crisis is not merely about inadequate hospitals, overworked doctors, or insufficient equipment. It is fundamentally a financing problem - one defined by inefficiency, delayed reimbursements, inflated claims, procurement leakages, and catastrophic out-of-pocket payments.

We have restructured insurers, renamed institutions and merged funds yet, systemic leakages continue to persist. It is time to confront a harder truth: healthcare financing in Kenya requires technological redesign - not cosmetic reform.

The establishment of the Social Health Authority marked an attempt to move toward universal coverage. But reimbursement delays, opaque claims processing, and mistrust between hospitals and government...