Nairobi, Sept. 23 -- Long before Angela Kariuki boarded a flight to Greece, she had seen the pictures, pinned them to her vision board, and imagined posing against Santorini's blue-and-white backdrop. What she didn't imagine, however, was arriving without her luggage.

"My partner and I left for Greece on the 23rd of August," says the 41-year-old mother of two.

Published by HT Digital Content Services with permission from Business Daily....