Jammu, September 3, Sept. 4 -- The Reserve Bank of India's decision to place Citizens Co-operative Bank, Jammu, under All-Inclusive Directions (AID) has raised concerns among depositors, borrowers and the local business community, with the regulatory restrictions putting additional pressure on liquidity and day-to-day commercial activity. The RBI imposed the directions on August 27, 2026, following concerns over the bank's financial health. Under the restrictions, the bank faces limitations on activities including fresh lending, acceptance of new deposits and major financial commitments without regulatory oversight.The crisis reflects a combination of longstanding concerns, including weak governance, inadequate loan appraisal, high levels...