New Delhi, Oct. 28 -- India's private banking sector maintains a strongly constructive outlook on credit growth, underpinned by resilient demand across retail, SME, industrial and services segments, even as banks navigate emerging funding and macroeconomic headwinds.

Private Banks are the most optimistic, with nearly nine in ten expecting growth in the mid-teens or higher, according to a FICCI-IBA Bankers' Survey report covering the July to December 2026 outlook.

The survey findings showed that nearly three-fourths of respondents expect non-food credit to grow in the mid-teens or higher year-on-year over the next six months, and almost all expect at least double-digit growth. Public Sector Banks follow closely, with nearly three-fourths...