New Delhi, March 18 -- Optimo Capital, a fast-growing technology-driven NBFC focused on MSME lending, has secured Rs 100 crore from Punjab National Bank and has signed a co-lending partnership with Godrej Finance Limited, to disburse Rs 200 crore over the next 12 months.

The announcement comes six months after Optimo raised Rs 150 crore in equity funding, led by Blume Ventures and Omnivore, alongside founder Prashant Pitti.

Optimo is India's first digital secured loan-against-property (LAP) financing for MSMEs, a segment where many entrepreneurs struggle to access timely credit despite having collateral.

Optimo's technology-driven lending infrastructure leverages 77 lakh historical mortgage and property transaction records, AI-Agent dr...