New Delhi, July 4 -- India not only needs more financial products. It needs more financial understanding. For the common man, money is not just about income. It is about salary, security, job documents, family responsibility and the confidence to ask the right questions, said finance educator Mayank Kumar.

At a time when India's salaried workforce is navigating rising expenses, changing job structures and a fast-expanding digital financial ecosystem, financial literacy is moving beyond investment advice into everyday workplace decisions. For millions of job holders, the challenge is not only where to invest, but how to understand salary slips, CTC breakups, PF contributions, tax documents, employment benefits and Full and Final settlemen...