Udhampur, May 17 -- The Pradhan Mantri Awas Yojana Urban (PMAY-U) is quietly but steadily changing the lives of families in Udhampur district, turning long-held dreams of permanent homes into reality for hundreds of families living below the poverty line.

Launched by the Central government with the goal of providing pucca houses to the urban poor, the scheme has made significant ground in Udhampur. Under PMAY-U 1.0, a total of 508 applications were received in the district. Of these, 437 beneficiaries have successfully completed their homes.

Around 21 cases remain pending due to the unwillingness of beneficiaries to proceed, while the broader count of pending projects stands at 71, stalled at various stages of construction. The deadline...