New Delhi, Aug. 20 -- Indian consumers are showing stronger financial confidence, with improved savings and investments and greater optimism about achieving long-term goals, as GST-related price relief and easier access to affordable credit ease pressure on household finances, according to a study by Home Credit.

The study found that its Financial Well-Being Index rose to 40 points in 2026, the highest level since the survey began in 2023 and up from 34 points last year. The improvement was driven by sharp gains in savings and investment scores. Overall, 85 per cent of respondents expressed confidence in achieving their personal financial goals over the next five years, while 87 per cent were hopeful that their broader financial situatio...