New Delhi, April 14 -- India's digital payments ecosystem has witnessed a transformative year, with the Unified Payments Interface (UPI) processing a staggering 228.5 billion transactions in 2025, marking a 33% year-on-year increase, according to a report by Worldline.

The total transaction value reached Rs 299.74 trillion, solidifying UPI's position as the default payment method for everyday commerce in India, according to Worldline's annual report, "India Digital Payments Report - Year 2025 in Review".

The report highlights India's transition to a micro-transaction economy, where digital payments are replacing small-value cash purchases across categories, from neighbourhood retail to transport and everyday services.

The average ticke...