New Delhi, June 29 -- Roughly 51 per cent of Gen Z individuals operate as proactive investors who actively allocate capital into mutual funds and systematic investment plans (SIP), yet a significant reliance on parental insurance continues to delay their transition to independent protection.

According to a research report by Bajaj Capital, 29 per cent of this demographic utilize financial applications and 26 per cent track influencers to source answers, though their journey consistently halts at the research stage. The final conversion from digital browsing to actual product purchase remains low despite high overall information access.

The report mentioned that a stark reality exists for Gen Z because their underlying financial foundati...