Kathmandu, July 6 -- Dipesh Karki, the Nepal-born co-founder of Mumbai-based peer-to-peer lending platform LenDenClub, spoke about the state of talks with Nepal Rastra Bank (NRB) on a P2P pilot, whether remittances can become cross-border credit, and where the two countries' human ties translate into real economic trust and where they don't.

In an exclusive interview with ANI, Karki confirmed discussions with NRB on bringing a P2P model to Nepal and said the holdup isn't political will.

"What I realised is the blocker is definitely not the intent. NRB has already released a white paper on what could be the potential way of achieving P2P lending in the country. The biggest blocker as of now is confidence, which I believe is valid for the...