New Delhi, June 3 -- Reserve Bank of India Deputy Governor Swaminathan J has said that banking resilience is not an accident of growth but must be "designed" through transparent stress recognition, stronger balance sheets, sharper supervision, adaptive regulation and responsible conduct inside banks.

Speaking at Columbia University's School of International and Public Affairs on Monday, he used India's post-2015 experience to outline lessons for building financial systems that withstand shocks.

Swaminathan noted India has entered a period of global uncertainty with "strength with vigilance."

Despite geopolitics, supply-chain disruptions and volatile commodities, domestic activity remains resilient with inflation within tolerance, manag...