Banks are doing okay with credit about to surpass four-fifths of deposits-so does this ratio still matter?

New Delhi, Feb. 26 -- Is there an ideal credit-deposit (CD) ratio for the banking system or is the concept passe? This is an interesting debate, given the trends seen of late. The CD ratio of the Indi... Read More

Budget proposal: Will market-making give India's corporate bond the fillip it has long needed?

New Delhi, Feb. 10 -- One significant announcement in the budget relates to the introduction of market makers in India's corporate bond market. This idea has been around for some time, with the Securi... Read More

Is it time for RBI to pay attention to yield signals from the bond market for its monetary policy?

New Delhi, Jan. 14 -- The 10-year government bond yield is a benchmark that determines the interest-rate environment in the debt market. While there are several bonds traded in India, this bond attrac... Read More

How Shakespeare captured this year's economic themes more than four centuries after he wrote his plays

New Delhi, Dec. 23 -- William Shakespeare excelled at stagecraft. The themes in his plays were simple, but their effect dramatic. The bard's words still resonate in many contexts-such as the economic ... Read More

Adventure deposits: A win-win-win proposition for India's banking industry as interest rates decline

New Delhi, Dec. 9 -- Consider these five seemingly unrelated though connected characteristics of our financial markets. First, the debt market is one largely for higher rated companies. If the rating... Read More

RBI's rate cut is a surprise, given its recent signals, but whether it'll spur investment is the question

New Delhi, Dec. 5 -- The Reserve Bank of India's (RBI) credit policy announced on Friday did come as a surprise. The policy repo rate was cut to 5.25% from 5.5%. This cut was ostensibly to support eco... Read More