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From small-cap fever to global diversification

New Delhi, June 6 -- When you write about personal finance, friends generally tend to cozy up and ask questions around their investments. In most cases, investments are never part of a thought-through... Read More


The hidden financial risks Indian households can no longer ignore

New Delhi, May 30 -- There is a silent crisis brewing in Indian households: the retirement crisis. India's young demographic may promise a significant economic dividend, but the absence of structured ... Read More


When the math stops working: from foreign degrees to fuel costs

New Delhi, May 23 -- For as long as I can remember, studying abroad has been the ultimate middle-class aspiration in India. One of the earliest books that captured this obsession for me was Anurag Mat... Read More


From cars to investing: navigating choices

New Delhi, May 9 -- Alto is hailed supreme for a reason. It's not just about navigating treacherous mountain roads-the kind you see in countless Instagram reels with bigger cars struggling-but its abi... Read More


The biggest risk isn't the market. It's your behaviour

New Delhi, May 2 -- Right from the start of my career as a personal finance journalist, I've pushed one idea to anyone willing to listen: invest in mutual funds through systematic investment plans (SI... Read More


From AI job losses to EMI stress, emergency buffers matter more than ever

New Delhi, April 25 -- A friend who recently joined the founding team of a digital-first non-banking financial company (NBFC) told me how his hiring strategy changed once he began using AI proactively... Read More


Gold needs balance: right allocation matters in investing and in taking a loan

New Delhi, April 18 -- Last year, amid global uncertainty and concerns over structural weakening of the dollar, gold emerged as the standout asset coveted by everyone from central banks to retail inve... Read More


Mint Money Compass: Don't let dark patterns, market swings, or emotions cost you money

New Delhi, April 11 -- Many years ago, when I started the annual ratings of health insurance products in Mint based on features, claims experience and price, the idea was to make this exercise more th... Read More


From dosas to airfares: how the distant war is making your cost of living expensive

New Delhi, April 4 -- It doesn't quite feel like summer holidays when even simple plans demand second thoughts and over-planning. You step out to your favourite neighbourhood dosa joint, only to be to... Read More


Mint Money Compass: Leverage, panic and mind traps: navigating uncertainties

New Delhi, March 28 -- The markets are all anyone seems to be talking about these days, given the volatile swings and drawdowns in the wake of the Iran war with the US and Israel. Although the tempora... Read More