Publication

Byline

Location

'Excess': Insured, but still responsible

New Delhi, Oct. 25 -- In the previous instalment of Cover Note (October 5, 2026, Policy 'excess' does not mean more for you), we saw that an excess or deductible means the first portion of an admissib... और पढ़ें


Between the Lines. Your claim may be cashless, but not costless

New Delhi, Oct. 18 -- Cashless. The word conjures up scenes of walking out of a hospital with a light step and a lighter heart. No bulky files, no submitting a claim and no chasing reimbursements. And... और पढ़ें


COVER NOTE. Fine print: Barely read and rarely understood

New Delhi, Sept. 27 -- In one of the recent pieces on this page, I had emphasised that we must read and understand the insurance policy we are buying. Because once bought, the wording of the contract ... और पढ़ें


COVER NOTE. Keep track of your insurance renewals

New Delhi, Sept. 14 -- Not having insurance is risky. Riskier still is not having it but thinking you do. Ignorance about his motor insurance renewal date has landed the friend of a neighbour in a ver... और पढ़ें


BETWEEN THE LINES. Buying insurance at discount? Think twice

New Delhi, Sept. 6 -- Buying insurance is commendable. Being a prudent buyer of insurance is even better. That means more than bargaining for lower premium or looking for more benefits. Insurance is ... और पढ़ें


Think before you don't renew your policy!

New Delhi, Aug. 16 -- She was insured for 11 years with not a single hospitalisation claim but no premium discount in appreciation of a profitable customer was forthcoming. So, my friend did not renew... और पढ़ें


COVER NOTE. If your NPS corpus is too small

New Delhi, Aug. 9 -- "What's the point of receiving a pension of just a few hundred rupees a month?" an acquaintance asked me recently. We were discussing the Pension Fund Regulatory and Development A... और पढ़ें