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Terra incognita. No-cost EMI: A loan that is portrayed as free

New Delhi, Nov. 1 -- Every festive season, the same board greets you at the electronics shop: "No-cost EMI." TVs, washing machines and appliances are available at no-cost EMI. A Rs.60,000 phone, 6 eas... Read More


Realty play. Real estate exposure without buying a flat

New Delhi, Oct. 5 -- Buying a flat eats a big chunk of savings, ties you to one location, and takes months to sell when you need the money. Lack of liquidity is the biggest drawback of owning property... Read More


FUND MANAGEMENT. Specialised investment funds vs mutual funds

New Delhi, Sept. 14 -- Investors have a new choice in the investment space. But the question is not whether you should choose a Specialised Investment Fund, or SIF, over a mutual fund. The more releva... Read More


Shines above rest. Why gold should form 10% of investment portfolio

New Delhi, Aug. 30 -- Most investors think of portfolio in terms of equity and fixed income. Gold is an afterthought. That approach misses the point. Gold deserves a deliberate, planned allocation of ... Read More


FLOWCHART. Mutual fund flows and takeaways for you

New Delhi, Aug. 9 -- Mutual Funds (MFs) come in multiple categories, spanning equity, debt and hybrid structures. Tracking categories receiving more flows than others gives us a clue on what a majorit... Read More